Most people swipe their credit card and settle for 1 to 3% rewards. But with the right combinations of bank offers, voucher plays, and cashback sites, you can turn every spend into 40% back or more—on flights, hotels, and even utility bills.
In this episode of The Great Indian Points & Miles Show, we reveal the full strategy—step-by-step—so you can travel more, pay less, and never leave points on the table.
What You’ll Learn
✅ The exact credit card + portal combos for max returns
✅ How to make utility bills give you free flights
✅ Amazon Pay vs Amazon Shopping voucher differences
✅ The “voucher loop” that pays you twice
✅ Global cashback sites that work in India
✅ The secret route to Qatar Airways status via hotels
✅ How your teen can have a credit card—legally
Affiliate Portals:
✅ CashKaro: https://pointsmilesshow.com/cards/cashkaro
✅ TopCashback: https://pointsmilesshow.com/cards/topcbus
💡 Pro Tips:
✅ Avoid expiry traps & convenience fees
✅ Double & triple-dip your rewards
✅ The VIP lounge access hack at Bangalore airport
⚠️ Important Disclaimers:
✅ Gift vouchers are subject to market risks, please read T&Cs carefully
✅ Convenience fees may apply and reduce effective returns
✅ Always check voucher validity and usage restrictions
✅ Some offers are time-limited and may change
📍 Chapters:
0:00 - Introduction: The 33% Returns Mystery
2:29 - What Are Affiliate Portals & How They Work
7:49 - HDFC SmartBuy Deep Dive: Flights, Hotels & Gyftr Secrets
15:24 - Gift Voucher Strategy: Amazon Pay, Swiggy & More
22:52 - Common Pitfalls & Pro Tips for Vouchers
30:25 - ICICI iShop: The EPM Advantage
38:47 - Credit Cards for Kids: The 12+ Hack
45:12 - IDFC & Axis TravelEdge: 24% Returns Explained
52:33 - CashKaro & TopCashback: International Opportunities
58:16 - British Airways Hotel Portal Hack
1:02:41 - Wrap-up: Your Action Plan
Like and subscribe if this unlocked a new level of points earning for you! Share your biggest affiliate portal wins in the comments below.