How the Conversations With Clients Have Evolved

I mean, obviously everyone sees the work environment changing. Everyone work from home and then you're getting all these larger organizations demanding some in-house work like getting in back into the office. And then, you know, you also have the gig workers, right? That's accelerated over time. The Ubers, the Instacards, all these other companies. I really think that what's going to happen in the future is benefits are going to disengage themselves from the corporation and they're going to be individualized and portable. Will it happen in five years? I don't think so, but will it happen in 10 or 15? I do believe so.