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Microfinance in Sri Lanka part 1
Business Daily
The Challenge of Micro-Finance
Micro-finance is a useful tool, but it depends on those services being delivered in a responsible way. I've been involved in designing and developing best practices for the sector that ensure that you're not over-indetting clients. The principal rule has to be do no harm. Some people are bound to default. And what do you do when they fall into a raison? You don't lend to them if we feel that the interest rate that we have to charge is more than they can afford to pay.
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