Without the right money management tools in place, a lot of times people focus on the income side. The big thing is to create a gap. Rayon: I didn't have any systems, Paula, if I'd made a hundred thousand, I would have spent 120. If I would have made 120, I would've spent 140. And the lie I kept chasing and it was a lie was that I could just earn more money to solve my money issue.

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