i always had home bias before i started dividend investing yeah because then you can't really do a lot with home bias. There's less culture of dividend growth investing so that's why we need to do more due diligence when it comes to european companies. When you're in america you just buy proctor and gamble and you have already european and international exposureYeah for us it's a bit different with the currencies and such but i also know of people who just say like i buy 100 percent u.s they they have to go through there and they they just dollar cost average into the currency.