The Impact of Alcohol on Rocking Retirement
Retirement Answer Man
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Why Are Even Today's Advisors Slow to Encourage Roth Conversions?
Roth: I get pushback regularly and there are so many positives to have all of my money in a tax free account. And I feel like there is a level of peace and security along with it as well. If you do the Roth conversions, what are you going to get for that? Well, number one, you're going to lock in your tax rate,. You've also locked in that 22% effective tax rate for you; assuming you survive your husband where your go from joint tax brackets to individual tax brackets. It can be exacerbated if you are going from a joint bracket to a single bracket. There's an increased flexibility on realizing future income when you decide to pull money from
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