After Pay Is a Budgeting Tool, You Know?

I think the dumbest mistakes i've made on it, from a spending capacity, have been on credit. You get luered into a false sense of security when it's not really your money. Keep your cash for agile and flexible, so you can adapt to situations. The people that i know have done well with money have not been credit junkeys. It's as simple as that. So don't worry about what eveyone else thinks. If you're 31 and you're a mess financially, you can start to day Thirties and you 20.