16min chapter

Fintech Layer Cake cover image

Cards, Real Time Payments, and Credit Trends with Matthew Goldman

Fintech Layer Cake

CHAPTER

Banking Costs, Credit Card Innovation, and Embedded Finance

This chapter explores the banking costs in different countries, the innovation and growth potential of credit card products, and the viability of embedded finance and vertical SaaS. It discusses the challenges and opportunities in targeting specific groups with banking services, the differences between consumer and business banking, and the potential benefits of embedding financial services into existing products.

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