Katie, did you see any impact from the collapse of like Silicon Valley and the four regional banks? Did that in any way? We really didn't. I actually think about it as how do you make it an opportunity where we can actually invest more during this cycle to get ahead? So what do you look at when making that decision? It starts with just healthy balance sheet, right? Having that flexibility to weather different scenarios. And then being thoughtful about what those could look like. You're prepared and you can, you can step in and help your clients. Like this moment of need is for our clients. Right?"

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