The Importance of a University Degree

i feel like there's been this never ending conversation about, how useful is it? Do you really need it? I don't generally tell people to go back to school if it's can envolve incurring significant debt. The reality is, it's not your fault that universities are so freakingly expensive. And i believe that a whole bunch of ultra low cost degree providers, or free degree providers, will have the positive effect of bringing down the cost of all but the most ges degree programs.