The Importance of Conservatism in Investing

If you're buying a 20, 10, 20, 30 year bond, you want an annuity that's going to be here in the end 20, 30 years. I wouldn't touch ETFs for long-term investing because they are all bank IOU priced in goals. If you have no experience in precious metals, do not just call up some dealer and think you're going to be okay. Get yourself educated before you touch this thing.