The Future of Cryptocurrency

As we look at this kind of custodial risk or this counterparty risk, obviously, this has been a topic of discussion also in the crypto world as well. We've seen a number of custodial centralized services that have succumbed to bad trading, potential fraud, and a whole host of other issues. How do you look at these potential superiority of kind of this new financial system over the old financial system? Or is it actually something where there are parallel systems and the same risks actually exist in each of them?