Don't Give to a Charity

70% of Americans that give to a charity do absolutely zero research into where the money is actually going. Oftentimes the fact that they only use two % to cover administrative costs makes them much less effective at providing the help than some other charity that use, say, five%. Also, because they have such a low budget to operate on, oftentimes the service they're providing isn't the most effective way to help the people they want to help.