The Secret Sauce to Competing With the Likes of Chase and Biave

Youre close to 200 billion and assets, as you mentioned, which sizewise, puts you among the top 20 banks in the country. Just a fraction of the scale, however, that the money centre banks have. So aside from size, what else is key to competing with the likes of chase and biave and city? i think number one is being very cliencentric. The second ingredient is having great ideas, knowing their businessis really well and helping them create value.