Some clients are more than financially ready to retire, but still can’t bring themselves to do it. The real issue often isn’t the numbers. It’s the fear of losing identity, structure, and purpose after decades of work.
In this episode of Root Ready, James explores how to support clients who feel stuck at the edge of retirement—not because they can’t afford to step away, but because they’re unsure who they’ll be when they do. Drawing on Viktor Frankl’s work on meaning and Riley Moynes’ four phases of retirement, the conversation dives into the emotional and psychological side of this transition.
This isn’t about pushing clients to retire—it’s about helping them define what a meaningful next chapter looks like. From reframing the role of work to encouraging purpose-driven planning, James shares how advisors can guide clients toward a fulfilling life beyond the paycheck.
Retirement planning isn’t just about reaching a number. It’s about helping people build a life they’re excited to live.
Submit a question for James here: https://rootreadypodcast.com/
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The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
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