What's the Over Contribution?

If you made more than two o six, the whole contribution that you put in is considered an excess or over contribution. Married filing joint: If you ere under one 96, your whole six thousand and to the roth is considered. For everyone in the middle there, for example, you single people between one 24 and one 39, or marry on one forty. So after adding back any of these things, if you're magic, you have modified adjusted gross income.