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Insurance part 1 - disability and life insurance with Joe & Kristen Fazio

beyond MD with Dr. Yatin Chadha

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The Future of the Universal Life Policy

A part policy is dependent on the dividend declared annually so historically they've always paid a dividend. The dividend rate has been coming down. trans companies do not like low interest rates because a lot of their products are predicated on assumptions based on expected return. So there's no guaranteed expected rate of return. It's whatever the markets. And then you'll get up what you're invested in is whatever they produce that is what you're going to get on a universal policy.

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