Is the System Predicting You?

The system predicts you will do something that is not good for you, right? Let's say you are doing a stupid thing with your moneyye. So the question is, should the system basically impact your autonomy of deciding whatever stupid thing you want to do? Or it to tell, to warn you tht, don't do it because of this? And this is a real dilemma for fr a responsible company,. Because they want, they want to help people, but at the same time, the they don't want to be petenaristic and a an nmbasical, tell what what yo need to do.