Paying Extra on Debt - I'm Not Going to Pay Extra on My Mortgage Anymore.

"I just had to remind myself it's not about having this perfect automated budget, right? The goal is less stress. And so I need to do whatever makes sure that happens," he says. "And then the final change I made is I just stopped paying extra on my mortgage." He adds: "Even though it's a small amount, I'd feel better if I use that for something else".