611b thematic ETFs, active vs passive investing, invest in shares or pay down mortgage, cost to retire, DRPs + sooo much more (campfire chat)
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Is 50% VGS, 50% VAS the Right Answer?
At four basis points for IVV, it's $4 for every $10,000. So if VTS is $3, is that going to change your outcome? Well, it depends who you ask, because there are some zealots out there... I suspect that the buy sale spread will be different. But again, you think about it from a 40 basis point or 0.4% fund. That's $40 for every 10 grand. Like, that isn't going to change having these conversations.
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