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Ask Paula: Should I Repay Debt or Invest?

Afford Anything

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Fighting Fees Is an Important Dragon

A zero fee mutual fund versus an ETF with an extremely low expense ratio without getting into individual funds will almost always win.ETFs are allowed to through loopholes to trade securities back and forth vs having to buy and sell a mutual funds or not. Dividends quarterly versus annually, I think what you're looking at Carter is if the position stays static, then certainly I want my dividend in my pocket more often. But if I'm adding to a position that's going up, the positions themselves are still going up during that time.

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