3min chapter

Bankless cover image

The U.S. Banking System, Federal Reserve, & USDC Post-SVB Collapse with Ram Ahluwalia

Bankless

CHAPTER

Is BlockFi a BlockFi or a Celsius?

SVP is a very unique animal. Community banks and about 4,000 plus of them generally loan against commercial real estate. And that's the bulk of loans for a community bank. Now you have these mega center banks and these other regional banks that also offer credit cards. So they take those deposits and they finance credit cards or auto loans,. Historically in the past student loans. Banks will also finance mortgages. In fact, the average return on an asset for a bank is around 2%. Silicon Valley banks a bit different.

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