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Ask Paula: Okay Seriously, Why Hasn’t Anyone Solved the Budgeting Issue?
Afford Anything
The Envelope Budget - Is a Very Effective Budgeting Tool
The envelope budget is popularized by dave ramsey, and is particularly good for people who are either beginners or trying to get out of debt. Because it's cash, there no way to blow past it. You can't swipe a piece of plastic or tap your phone. However, it's highly inconvenient to literally physically carry around envelopes of cash in a modern society that is increasingly becoming cash less.
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