Planet MicroCap Podcast | MicroCap Investing Strategies cover image

Mid-Year 2023 MicroCap Review with Andrew Walker (Yet Another Value Podcast) Jason Hirschman (Hudson 215 Capital) Maj Soueidan (GeoInvesting)

Planet MicroCap Podcast | MicroCap Investing Strategies

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The Importance of Retail Deposits in Banking

Jason Johnson: I've learned more about banks in the last six months from your podcast. It would be crazy for a retail deposit to have to over $250,000 in any bank. But if you're a business, right? A lot of these are operating accounts and you just can't have like 500,000 operating accounts under 250,000. And it's really nice wanting like our cost of capital is probably higher than even with interest rates going up. We've got a lot of higher costs to capital that they can fund pretty profitably.

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