The CFPB found that buy now pay later vendors are approving more customers for loans year after year. The rate of uncollectible loans, which live on your credit report for seven years, was 2.39% in 2021 up from 1.83% in 2020. That's the data. You want to know about the data? That's thedata. And I want to know personal. Even personal. Like you took basically two blue collar kids and accused them of being elitist and now we're pissed. None of this literally every to my audience. It's a dumb argument.

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