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Should You Max Out Your Roth IRA or HSA? (Money Q&A)

The Personal Finance Podcast

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How to Maximize Your Roth IRA Before an HSA

When you save receipts in an HSA, are you paying money out of pocket instead of inside of the HSA so that you can use the receipt for the future? So I'm going to answer the first part of the question first, and then we will get into how to actually utilize those receipts. For a lot of people though, I would seriously consider going with the HSA first. It has triple tax benefits, meaning the money that you put into the HSA is tax-free,. The money grows tax-free as long as you have a qualified medical expense.

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