The way all that information flows today is so difficult to change for a bunch of good and not good reasons. It's like every financial stack, let's see, if you're going at even a small regional bank, I'm sure they have 140 different pieces of software. As long as it lets pieces of software, 140 continue operating by the way they happen, right? There needs to be a commitment for these institutions that says, yes, we want this. This is the future that we want. We are going to go and put our money where our mouth is and make this happen for ourselves"

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