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Replacing the FICO credit score model

HousingWire Daily

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Is There a Loophole in Regulation by Enforcement?

"Ruling by enforcement understandably comes under a lot of fire from the industry," he says. "I don't have a dog in the spite, but it just creates, you know, there's not a lot of certainty." CFPB leans so heavily on enforcement because of dysfunction in Washington, housing policy experts say.

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