The Sunday Times’ tech correspondent Danny Fortson brings on Hiroki Takeuchi, founder of GoCardless, the payment processor and biggest fintech company you have never heard of, to talk about starting at Y Combinator 8 years ago (3:00), the first idea he had with Tom Blomfield and Matt of Monzo (6:00), switching ideas (9:20), why big businesses didn’t so this themselves (11:30), laying the payment plumbing of the Internet (13:55), raising $75m in venture capital funding (16:25), growing up in Swindon (18:30), meeting his co-founders at Oxford (19:25), losing his co-founders (20:30), the dark moments of running a startup (22:30), the rise of the London fintech scene (25:30), the cycling accident that paralysed him (28:20), how it changed his focus (31:30), and the next five years (33:20).

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