This chapter examines the widening economic gap in the United States, particularly the rise in credit card debt among the working class and the contrasting realities of college graduates versus high school graduates. It discusses the lack of political engagement with these pressing issues, reflecting on the failures surrounding the 2008 financial crisis and the implications of poor leadership during economic downturns. By exploring historical financial panics and the psychological factors involved, the chapter emphasizes the need for a more nuanced understanding and accountability in addressing financial crises.