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Macroeconomic Predictions for 2023
I'm personally most interested to see how it plays out is some of the consumer credit focused companies that have pursued less prime segments. Nikhil: I'll preface by saying you know I'm happy to give macroeconomic predictions as long as you know their strong opinions kind of loosely held. So this is like full circle. It's a financial crisis. And so often when I'm talking about our current macro I'm like well it's fundamentally not as bad as back in 2008 and I do believe that but it's I think the worst we've seen since 2008.