Parallel Timing Curve Calibration: An Exciting Breakthrough

In this slide, I wanna share an exciting breakthrough, something we call parallel timing curve calibration. There is no reinventing lending. You cannot commoditize it. What you can use AI to do is tell me what my delinquencies are and my loss ratesAre short sellers evil? Because the short sellers were giving you the playbook,. Short sellers are wrong, because the stock goes up and that's how you get graded. They point out some of the, now, we're gonna talk, since you mentioned icon enterprises, we'll talk about it. By the way, upstart was a $400 stock. Two years ago. Oh, I remember that guy, I can't remember the

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