Keeping an Emergency Fund to Pay Off Credit Card Debt

It could be very tempting at this point then to just go out and buy things if you're someone who likes to buy things. With that paid off credit card, you don't have you could buy a cute outfit or a trip. You finally have a bit of available credit. Why not use it? I think there's a certain internal rationality to that choice. And the final piece of advice that I'd give is higher life coach. Just like financially you'd want an emergency fund, you'll want that energetically too.