The Importance of Local Deposit Concentration in Regional Bank Mergers

The Justice Department said it's not trying to prejudge any of the mergers. But they did say big banks, obviously, it's much more of a problem for them to get bigger. The focus on local deposit concentrations really does make it so that if a small bank in one area tries to merge with another small bank,. It puts a lot of focus on that because of the geographic nature of it.