Mailbag Episode: Emerging Markets & Fixed Income Allocation, DCA vs. Lump Sum and more!
The Canadian Investor
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Mortgage Insurance and Uninsured Mortgages in Canada
The speakers discuss the topic of mortgage insurance in Canada, highlighting the prevalence of uninsured mortgages and the risks associated with higher loan-to-value ratios. They provide statistics from various banks and identify the three main default insurers in the country. The potential impact of rising housing prices on lending limits and the requirement for insurance if the down payment is less than 20% is also discussed.
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