There is no one size fits all rule or advice that you can give your kids. Everyone has a different view about how to use money appropriately, he says. "I have no idea who my kids are going to be when they are adults"
One of the most complicated topics in money: How it impacts your family.
Your spouse.
Your kids.
How do you avoid spoiling kids?
How do you and your spouse learn to agree about the best way to spend?
There are no easy answers -- but I try my best here, including sharing the letters I wrote to my kids when they were born.