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You've Never Budgeted Like This Before.
If i were in a 15 year situation, the obligation would be for that 15 year payment. If you don't invest the difference really and truly, not just theoretically, and see where that lands you. You have to do what emotionally moves you. And i personally have always gone with a thirdy year. But just accelerated the heck out of that. Just floored it, pedled to the metal, full gas,. got rid of the mortgage as fast as i could on our first house. Then we sold that house. We bought another house, got rid ofThe mortgage as soon as possible. The next house, if there ever is one, most definitely not doing a mortgage at all