The Risks of P2P Investors

The platforms that only look at Sibil or so to say the credit score of the borrowers run the risk of lending to a very high risk set of borrowers. The algorithm with P3P to incorporate nonlinear relationships between predictors rely on inadequate data sets and overlook critical financial information beyond the credit scores. While most platforms offer a premature withdrawal option, the money actually takes up to four weeks to hit the bank account. So let's just should be prepared that they may not get their money back within two days as it's promised by these platforms even if they want to withdraw in case of emergency.