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Ask HTM - Prepaid College Plans, Maturing Savings Bonds, & Settling the Roth vs Trad 401k Debate #694

How to Money

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The Importance of Return of Premium Life Insurance

This week on the Haddamoney podcast, we talk about return of premium life insurance. If you are still alive after that term ends, depending on your plan, you'll either get 100% of those premiums back or sometimes a diminished rate. But is this a good idea? Because it certainly sounds nice to get your money back and snag all of those premiums that you paid over the years.

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