Is This Going to Be Every Alternative Lenders Big Moment?

There's been such an extreme shock to the system is a number of alternative lenders that are dealing with issues. The biggest challenge amongst the alternative lending universe was that a lot were very levered and they were levered through credit lines. And today, most lenders can't even originate through a COO. When they can, it's at very different economics than one swerve out a year ago.