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What's the Center Bank's Toolkit?
Marco Berry saw all of these mortgages that were going to refinance at higher rates. So and the credit quality, which is exactly what Marco Berry saw in 2006 to 2007 to 2008. And so that brings us to the question to what extent does the center bank have the adequate toolkit to address all these different substrata of the underlying systemic risk issue here. That's the big question. Frank, thank you very much for your time.