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Are We Killing Our Loved Ones?
The idea here raas the insurers are acting in the interest of the market, and not necessarily themselves. It's almost like a loophole where they like, well, it's criminal on one side, and we're dealing with human lives,. So were maybe going to not enforce the rights of the kidnappers to charge as much as they want for human lives. The second best solution is that we regulate the price of insur ransoms so that we see very little kidnapping without spending any money on police enforcement. In an ideal world, you'd have enough formal governments for kidnapping to become impossible - yet here we are.