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Strategic Financial Planning in Your 20s
The chapter emphasizes the importance of strategic financial planning in one's 20s, focusing on utilizing tax-free accounts like Roth IRAs and HSAs for wealth creation. It discusses the benefits of starting early, allocating funds in tax-efficient buckets, and maximizing tax-free growth opportunities. Through a case study of Manny in his 20s, it showcases the impact of gradual savings rate increase and compound growth on wealth accumulation.