16min chapter

Odd Lots cover image

Why Home Insurance Markets in California and Florida Imploded

Odd Lots

CHAPTER

Navigating Home Insurance in Extreme Weather

This chapter explores the impact of extreme weather conditions on home insurance markets in California and Florida, addressing the challenges faced by both private insurers and public options. It examines the regulatory frameworks and customer experiences that shape the insurance landscape, highlighting innovative practices that improve satisfaction during claims. Additionally, the discussion delves into the historical context of insurance regulation and the unique market dynamics that influence pricing and consumer protection in these states.

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