Very nice. Well, we just want to before this last question, we want to wish you a very happy birthday. We hope you have a great meal on your birthday and just sort of imparting. If you could impart one lesson on the building of your actual portfolio to the average investor, what do you think that would be?

Well, I think the most important thing is a rules-based process. You know, let's sit down and come up with some rules and follow those rules and try not to deviate from them. And like I said earlier, the amount of risk that you take is going to be somewhat influenced, influence your ability to stick with your rules. There's nothing more important than a rules-based approach, even if it's going to be buy and hold or 60, 40, you know, how you're going to do it, how you're going to rebalance. I think, you know, over time, that's going to serve you better. Get away from the emotional responses as much as possible and, you know, selling at the wrong time, buying at the wrong time. But yeah, I think there's nothing more important than following a good set of rules that you need. Probably you're going to take some time and coming up with what those rules should be. You can have to talk to some people and do some research. But yeah, that's got to be rules-based in my mind. Well, that was

great. Well, thank you so much for joining us. We really appreciate your time. Yep. Thanks, Gary. Yep.

Take care, guys.

This is Justin again. Thanks so much for tuning into this episode of excess returns. You can follow Jack on Twitter at at practical quant and follow me on Twitter at at JJ Carboneau. If you found this discussion interesting and valuable, please subscribe in either iTunes or on YouTube or leave a review or a comment. We appreciate it. Justin Carboneau and Jack Forehand are principal's Epilidia Capital Management. The opinions expressed in this podcast do not necessarily reflect the opinions of Lydia Capital. No information on this podcast should be construed as investment advice. Securities discussed in the podcast may be holdings of clients of Lydia Capital.