1min chapter

Bankless cover image

The U.S. Banking System, Federal Reserve, & USDC Post-SVB Collapse with Ram Ahluwalia

Bankless

CHAPTER

Is This the World's First Large Example of a Digital Bank Run?

The three banks were primarily commercial banks as opposed to retail banks. The FDIC Insurance cap is up to $250,000 and commercial deposits from a crypto are well in excess of that. So there's a higher propensity for depositors and commercial depositors to panic if they believe their bank is not going to be safe and sound.

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