With 401K, usually you have whatever your employer offers you. Or hold it in cash, yeah, it's totally up to you. All of mine, like my IRA, my step is like 300 something thousand, whatever. It's all in one index fund. So I specifically chose that versus like 100 different funds and stocks and bonds or all that stuff,. Now maybe, and we don't have to get enough. Get your next fund, is it? Yeah, it's VTSAS. Total market. "I got the lazy, I wanted to smash the market. I'm cool with it"
#3: Paula and J. Money share the financial habits they use to grow wealth.
Full show notes can be found at http://themoneyshow.co/03
Listen as they share their favorites (and a couple neat tricks):
- Track Net Worth
- Maximize retirement savings accounts
- Pay bills at least 1 month in advance
- Set up bills on auto-pay
- Leave a buffer in your checking account
- Round up debt payments
- Double the principle payments of your mortgage
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