With 401K, usually you have whatever your employer offers you. Or hold it in cash, yeah, it's totally up to you. All of mine, like my IRA, my step is like 300 something thousand, whatever. It's all in one index fund. So I specifically chose that versus like 100 different funds and stocks and bonds or all that stuff,. Now maybe, and we don't have to get enough. Get your next fund, is it? Yeah, it's VTSAS. Total market. "I got the lazy, I wanted to smash the market. I'm cool with it"

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