13min chapter

Fintech Insider Podcast by 11:FS cover image

898. Insights: The fintech crash no one saw coming

Fintech Insider Podcast by 11:FS

CHAPTER

Navigating BaaS Challenges and Opportunities

This chapter examines the recent challenges faced by the Banking as a Service (BaaS) sector, particularly after notable fintech failures, and contrasts the situations in Europe and the U.S. It emphasizes the resilience of successful companies like Adyen and Stripe, while discussing the future growth of embedded finance and the evolving regulatory landscape. Additionally, it highlights the complexities of regulatory frameworks for fintechs, the cultural differences between small banks and larger fintech firms, and the pressing need for adaptation and collaboration in this dynamic environment.

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