How I Built This with Guy Raz cover image

Affirm: Max Levchin (Part 2 of 2)

How I Built This with Guy Raz

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Revolutionizing Credit: The Future of Fintech

This chapter explores the speaker's journey after leaving PayPal, which led to insights on transforming outdated credit scoring systems. It emphasizes the innovative use of purchasing data and alternative metrics to create more accessible credit options, particularly for those with poor credit histories. The discussion includes the potential of Buy Now, Pay Later services, illustrating their benefits over traditional credit models and the positive impact on both consumers and merchants.

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