Financial integrity is achieved by learning the true impact of your earning and spending, both on your immediate family and on the planet. Financial independence has nothing to do with rich. The old notion of financial independence has been rich forever is not achievable. Enough for you may be different from enough from your neighbour, but it will be a figure that is real for you and within your reach. Your money or your life. If someone thrust a gun in the ribs and said that sentence, what would you do? Most of us would turn over our wallets. We value our lives more than we value our money or do we? Where's all the life we're supposedly made at work? For many of us

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